2020 SZL to LRD Historical Review

YEARLY HIGH

13.5019 LRD

YEARLY LOW

10.0834 LRD

YEARLY AVERAGE

11.6898 LRD

2020 SZL to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SZL to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 26, valuing the pair at 13.5019. Conversely, the yearly low was recorded on November 19, dropping to 10.0834.

This high-to-low spread represents a total annual volatility of 3.4185 LRD. From a start-to-finish perspective, comparing the January average rate of 13.3363 to the December average rate of 10.8277, the exchange rate registered a net change of -18.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.5019 was down 7.20% compared to the 2019 peak of 14.5489, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 67,510 LRD

2019 Average 64,421 LRD

Yearly Trough Low 50,417 LRD

Transaction Impact: A difference of 17,092.49 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.6022

10.4119

JanuMarcMayJulySeptNove

SZL to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.9327, compared to 11.4470 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4857 points.

H1 Avg (Jan–Jun) 11.9327

H2 Avg (Jul–Dec) 11.4470

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.8688 LRD (High: 12.9302 / Low: 11.0613). On the other end, February was the most stable month, with a tight range of 0.3605 LRD (High: 13.2876 / Low: 12.9271).

March Spread (Volatile) ±1.8688

February Spread (Stable) ±0.3605

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.2402 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.2402

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 13.3363) against the same month in 2019 (average: 11.4649), the exchange rate shifted by +1.8714 (+16.32%).

2020 Avg (January) 13.3363

2019 Avg (January) 11.4649

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.5019	13.1329	13.3363
February	13.2876	12.9271	13.1166
March	12.9302	11.0613	11.9180
April	11.0606	10.3789	10.6778
May	11.4339	10.6098	10.9215
June	12.0082	11.3971	11.6260
July	12.1161	11.5435	11.8926
August	11.9690	11.2531	11.5905
September	12.3081	11.6109	11.8951
October	12.0487	11.1236	11.7950
November	11.2866	10.0834	10.6811
December	11.1893	10.2889	10.8277