2021 SZL to PEN Historical Review

YEARLY HIGH

0.2912 PEN

YEARLY LOW

0.2334 PEN

YEARLY AVERAGE

0.2629 PEN

2021 SZL to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SZL to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 10, valuing the pair at 0.2912. Conversely, the yearly low was recorded on January 11, dropping to 0.2334.

This high-to-low spread represents a total annual volatility of 0.0579 PEN. From a start-to-finish perspective, comparing the January average rate of 0.2403 to the December average rate of 0.2547, the exchange rate registered a net change of 5.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2912 was up 17.49% compared to the 2020 peak of 0.2479, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 1,456 PEN

2020 Average 1,068 PEN

Yearly Trough Low 1,167 PEN

Transaction Impact: A difference of 289.26 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2869

0.2361

JanuMarcMayJulySeptNove

SZL to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2568, compared to 0.2691 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0123 points.

H1 Avg (Jan–Jun) 0.2568

H2 Avg (Jul–Dec) 0.2691

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0208 PEN (High: 0.2793 / Low: 0.2585). On the other end, December was the most stable month, with a tight range of 0.0086 PEN (High: 0.2583 / Low: 0.2497).

May Spread (Volatile) ±0.0208

December Spread (Stable) ±0.0086

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0124 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0124

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 0.2826) against the same month in 2020 (average: 0.2124), the exchange rate shifted by +0.0702 (+33.07%).

2021 Avg (September) 0.2826

2020 Avg (September) 0.2124

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2482	0.2334	0.2403
February	0.2525	0.2415	0.2468
March	0.2528	0.2385	0.2474
April	0.2673	0.2470	0.2556
May	0.2793	0.2585	0.2680
June	0.2892	0.2776	0.2824
July	0.2807	0.2631	0.2718
August	0.2838	0.2684	0.2755
September	0.2912	0.2725	0.2826
October	0.2756	0.2622	0.2703
November	0.2678	0.2507	0.2594
December	0.2583	0.2497	0.2547