2020 SZL to PLN Historical Review

YEARLY HIGH

0.2714 PLN

YEARLY LOW

0.2111 PLN

YEARLY AVERAGE

0.2379 PLN

2020 SZL to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SZL to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.2714. Conversely, the yearly low was recorded on August 18, dropping to 0.2111.

This high-to-low spread represents a total annual volatility of 0.0603 PLN. From a start-to-finish perspective, comparing the January average rate of 0.2665 to the December average rate of 0.2469, the exchange rate registered a net change of -7.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2714 was down 4.26% compared to the 2019 peak of 0.2835, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 1,357 PLN

2019 Average 1,329 PLN

Yearly Trough Low 1,056 PLN

Transaction Impact: A difference of 301.41 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2715

0.2114

JanuMarcMayJulySeptNove

SZL to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2423, compared to 0.2334 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0089 points.

H1 Avg (Jan–Jun) 0.2423

H2 Avg (Jul–Dec) 0.2334

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0261 PLN (High: 0.2562 / Low: 0.2301). On the other end, February was the most stable month, with a tight range of 0.0074 PLN (High: 0.2643 / Low: 0.2570).

March Spread (Volatile) ±0.0261

February Spread (Stable) ±0.0074

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0203 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0203

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.2665) against the same month in 2019 (average: 0.2707), the exchange rate shifted by -0.0041 (-1.53%).

2020 Avg (January) 0.2665

2019 Avg (January) 0.2707

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2714	0.2621	0.2665
February	0.2643	0.2570	0.2616
March	0.2562	0.2301	0.2413
April	0.2346	0.2199	0.2255
May	0.2346	0.2231	0.2283
June	0.2368	0.2261	0.2307
July	0.2364	0.2243	0.2317
August	0.2251	0.2111	0.2164
September	0.2327	0.2212	0.2268
October	0.2427	0.2281	0.2342
November	0.2481	0.2383	0.2443
December	0.2544	0.2399	0.2469