2021 SZL to SAR Historical Review

YEARLY HIGH

0.2781 SAR

YEARLY LOW

0.2314 SAR

YEARLY AVERAGE

0.2543 SAR

2021 SZL to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SZL to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 0.2781. Conversely, the yearly low was recorded on December 15, dropping to 0.2314.

This high-to-low spread represents a total annual volatility of 0.0467 SAR. From a start-to-finish perspective, comparing the January average rate of 0.2485 to the December average rate of 0.2364, the exchange rate registered a net change of -4.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2781 was up 3.83% compared to the 2020 peak of 0.2678, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 1,390 SAR

2020 Average 1,147 SAR

Yearly Trough Low 1,157 SAR

Transaction Impact: A difference of 233.28 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2741

0.2330

JanuMarcMayJulySeptNove

SZL to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2583, compared to 0.2502 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0081 points.

H1 Avg (Jan–Jun) 0.2583

H2 Avg (Jul–Dec) 0.2502

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0190 SAR (High: 0.2661 / Low: 0.2472). On the other end, April was the most stable month, with a tight range of 0.0089 SAR (High: 0.2636 / Low: 0.2547).

September Spread (Volatile) ±0.0190

April Spread (Stable) ±0.0089

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0117 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0117

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.2707) against the same month in 2020 (average: 0.2192), the exchange rate shifted by +0.0516 (+23.52%).

2021 Avg (June) 0.2707

2020 Avg (June) 0.2192

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2572	0.2425	0.2485
February	0.2597	0.2489	0.2539
March	0.2551	0.2416	0.2503
April	0.2636	0.2547	0.2597
May	0.2726	0.2593	0.2666
June	0.2781	0.2622	0.2707
July	0.2645	0.2521	0.2590
August	0.2610	0.2450	0.2533
September	0.2661	0.2472	0.2580
October	0.2592	0.2469	0.2523
November	0.2502	0.2322	0.2421
December	0.2417	0.2314	0.2364