2019 SZL to SGD Historical Review

YEARLY HIGH

0.1015 SGD

YEARLY LOW

0.0897 SGD

YEARLY AVERAGE

0.0945 SGD

2019 SZL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SZL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 0.1015. Conversely, the yearly low was recorded on November 2, dropping to 0.0897.

This high-to-low spread represents a total annual volatility of 0.0118 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0977 to the December average rate of 0.0941, the exchange rate registered a net change of -3.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1015 was down 10.85% compared to the 2018 peak of 0.1138, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 507 SGD

2018 Average 512 SGD

Yearly Trough Low 448 SGD

Transaction Impact: A difference of 58.99 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0989

0.0911

JanuMarcMayJulySeptNove

SZL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0958, compared to 0.0933 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0025 points.

H1 Avg (Jan–Jun) 0.0958

H2 Avg (Jul–Dec) 0.0933

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0071 SGD (High: 0.0969 / Low: 0.0899). On the other end, May was the most stable month, with a tight range of 0.0027 SGD (High: 0.0967 / Low: 0.0940).

August Spread (Volatile) ±0.0071

May Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0052 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0052

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2019: 0.0982) against the same month in 2018 (average: 0.1115), the exchange rate shifted by -0.0132 (-11.87%).

2019 Avg (February) 0.0982

2018 Avg (February) 0.1115

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1009	0.0944	0.0977
February	0.1015	0.0954	0.0982
March	0.0969	0.0920	0.0943
April	0.0969	0.0940	0.0959
May	0.0967	0.0940	0.0951
June	0.0957	0.0906	0.0933
July	0.0984	0.0956	0.0970
August	0.0969	0.0899	0.0918
September	0.0944	0.0907	0.0930
October	0.0937	0.0905	0.0919
November	0.0936	0.0897	0.0920
December	0.0964	0.0918	0.0941