2025 SZL to SGD Historical Review

YEARLY HIGH

0.0777 SGD

YEARLY LOW

0.0681 SGD

YEARLY AVERAGE

0.0732 SGD

2025 SZL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SZL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0777. Conversely, the yearly low was recorded on April 9, dropping to 0.0681.

This high-to-low spread represents a total annual volatility of 0.0096 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0727 to the December average rate of 0.0767, the exchange rate registered a net change of 5.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0777 was up 1.89% compared to the 2024 peak of 0.0763, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 388 SGD

2024 Average 365 SGD

Yearly Trough Low 340 SGD

Transaction Impact: A difference of 48.04 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0774

0.0697

JanuMarcMayJulySeptNove

SZL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0720, compared to 0.0743 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.0720

H2 Avg (Jul–Dec) 0.0743

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0052 SGD (High: 0.0733 / Low: 0.0681). On the other end, July was the most stable month, with a tight range of 0.0011 SGD (High: 0.0727 / Low: 0.0716).

April Spread (Volatile) ±0.0052

July Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0029 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.0767) against the same month in 2024 (average: 0.0742), the exchange rate shifted by +0.0026 (+3.47%).

2025 Avg (December) 0.0767

2024 Avg (December) 0.0742

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0756	0.0714	0.0727
February	0.0736	0.0722	0.0729
March	0.0747	0.0722	0.0733
April	0.0733	0.0681	0.0704
May	0.0723	0.0691	0.0710
June	0.0726	0.0711	0.0719
July	0.0727	0.0716	0.0722
August	0.0735	0.0713	0.0725
September	0.0747	0.0726	0.0737
October	0.0758	0.0741	0.0750
November	0.0766	0.0748	0.0756
December	0.0777	0.0756	0.0767