YEARLY HIGH
0.3221 HNL
YEARLY LOW
0.2060 HNL
YEARLY AVERAGE
0.2913 HNL

2021 AFN to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the AFN to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.3221. Conversely, the yearly low was recorded on December 15, dropping to 0.2060.

This high-to-low spread represents a total annual volatility of 0.1161 HNL. From a start-to-finish perspective, comparing the January average rate of 0.3136 to the December average rate of 0.2388, the exchange rate registered a net change of -23.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3221 was down 2.00% compared to the 2020 peak of 0.3287, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AFN based on timing:

Yearly Peak High 1,611 HNL
2020 Average 1,610 HNL
Yearly Trough Low 1,030 HNL
Transaction Impact: A difference of 580.70 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3210
0.2313
JanuMarcMayJulySeptNove

AFN to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3108, compared to 0.2718 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0391 points.

H1 Avg (Jan–Jun) 0.3108
H2 Avg (Jul–Dec) 0.2718

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0456 HNL (High: 0.2516 / Low: 0.2060). On the other end, October was the most stable month, with a tight range of 0.0055 HNL (High: 0.2711 / Low: 0.2656).

December Spread (Volatile) ±0.0456
October Spread (Stable) ±0.0055

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0218 points.

Longest Streak 0 Mo.
Sharpest MoM Drop -0.0218

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.3136) against the same month in 2020 (average: 0.3210), the exchange rate shifted by -0.0075 (-2.33%).

2021 Avg (January) 0.3136
2020 Avg (January) 0.3210

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3221 0.3083 0.3136
February 0.3152 0.3075 0.3135
March 0.3144 0.3086 0.3125
April 0.3124 0.3065 0.3100
May 0.3120 0.3061 0.3097
June 0.3073 0.3007 0.3057
July 0.3022 0.2910 0.2985
August 0.2999 0.2753 0.2864
September 0.2840 0.2688 0.2780
October 0.2711 0.2656 0.2682
November 0.2677 0.2511 0.2606
December 0.2516 0.2060 0.2388