2026 BAM to PHP Historical Review

YEARLY HIGH

36.8959 PHP

YEARLY LOW

34.6828 PHP

YEARLY AVERAGE

35.7832 PHP

2026 BAM to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BAM to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on April 30, valuing the pair at 36.8959. Conversely, the yearly low was recorded on March 3, dropping to 34.6828.

This high-to-low spread represents a total annual volatility of 2.2131 PHP. From a start-to-finish perspective, comparing the January average rate of 35.4644 to the December average rate of 35.9693, the exchange rate registered a net change of 1.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 36.8959 was up 3.93% compared to the 2025 peak of 35.5014, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 184,479 PHP

2025 Average 166,082 PHP

Yearly Trough Low 173,414 PHP

Transaction Impact: A difference of 11,065.56 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

36.7541

35.0467

JanuMarcMayJuly

BAM to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 35.7521, compared to 35.9693 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2172 points.

H1 Avg (Jan–Jun) 35.7521

H2 Avg (Jul–Dec) 35.9693

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 1.6191 PHP (High: 36.8959 / Low: 35.2767). On the other end, May was the most stable month, with a tight range of 0.1419 PHP (High: 36.6983 / Low: 36.5564).

April Spread (Volatile) ±1.6191

May Spread (Stable) ±0.1419

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.5503 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5503

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 35.9594) against the same month in 2025 (average: 32.5290), the exchange rate shifted by +3.4304 (+10.55%).

2026 Avg (April) 35.9594

2025 Avg (April) 32.5290

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	35.9938	35.2179	35.4644
February	35.7142	34.7107	35.1890
March	35.7327	34.6828	35.2266
April	36.8959	35.2767	35.9594
May	36.6983	36.5564	36.6118
June	36.7787	35.5649	36.0615
July	36.1330	35.8616	35.9693

2026 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு