YEARLY HIGH
107.9894 LRD
YEARLY LOW
81.5016 LRD
YEARLY AVERAGE
100.7162 LRD

2021 BGN to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 107.9894. Conversely, the yearly low was recorded on December 14, dropping to 81.5016.

This high-to-low spread represents a total annual volatility of 26.4878 LRD. From a start-to-finish perspective, comparing the January average rate of 104.7175 to the December average rate of 82.3799, the exchange rate registered a net change of -21.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 107.9894 was down 11.30% compared to the 2020 peak of 121.7471, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 539,947 LRD
2020 Average 558,653 LRD
Yearly Trough Low 407,508 LRD
Transaction Impact: A difference of 132,439.21 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

109.1741
79.9440
JanuMarcMayJulySeptNove

BGN to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 105.7884, compared to 95.6440 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 10.1443 points.

H1 Avg (Jan–Jun) 105.7884
H2 Avg (Jul–Dec) 95.6440

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 12.0890 LRD (High: 101.6120 / Low: 89.5231). On the other end, July was the most stable month, with a tight range of 0.9621 LRD (High: 104.2273 / Low: 103.2652).

October Spread (Volatile) ±12.0890
July Spread (Stable) ±0.9621

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 12.1381 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -12.1381

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 106.7382) against the same month in 2020 (average: 109.7474), the exchange rate shifted by -3.0091 (-2.74%).

2021 Avg (February) 106.7382
2020 Avg (February) 109.7474

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 106.1816 102.5377 104.7175
February 107.9894 105.1529 106.7382
March 107.4327 103.6325 105.5755
April 106.6650 103.9542 105.5362
May 107.5248 105.5898 106.6809
June 107.1947 103.8484 105.4818
July 104.2273 103.2652 103.7497
August 104.2095 102.4685 103.3112
September 104.4295 101.2494 103.2965
October 101.6120 89.5231 96.6326
November 89.0568 81.6545 84.4944
December 84.2579 81.5016 82.3799