YEARLY HIGH
0.0341 PHP
YEARLY LOW
0.0267 PHP
YEARLY AVERAGE
0.0302 PHP

2012 BIF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 0.0341. Conversely, the yearly low was recorded on December 29, dropping to 0.0267.

This high-to-low spread represents a total annual volatility of 0.0074 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0335 to the December average rate of 0.0269, the exchange rate registered a net change of -19.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0341 was down 13.63% compared to the 2011 peak of 0.0394, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 170 PHP
2011 Average 179 PHP
Yearly Trough Low 133 PHP
Transaction Impact: A difference of 37.02 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0342
0.0262
JanuMarcMayJulySeptNove

BIF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0322, compared to 0.0282 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0039 points.

H1 Avg (Jan–Jun) 0.0322
H2 Avg (Jul–Dec) 0.0282

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.0029 PHP (High: 0.0334 / Low: 0.0305). On the other end, March was the most stable month, with a tight range of 0.0007 PHP (High: 0.0333 / Low: 0.0326).

April Spread (Volatile) ±0.0029
March Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0016 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0335) against the same month in 2011 (average: 0.0389), the exchange rate shifted by -0.0054 (-13.88%).

2012 Avg (January) 0.0335
2011 Avg (January) 0.0389

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0341 0.0330 0.0335
February 0.0332 0.0324 0.0328
March 0.0333 0.0326 0.0330
April 0.0334 0.0305 0.0324
May 0.0316 0.0303 0.0308
June 0.0311 0.0297 0.0304
July 0.0299 0.0288 0.0293
August 0.0296 0.0288 0.0291
September 0.0293 0.0281 0.0287
October 0.0284 0.0276 0.0279
November 0.0280 0.0268 0.0275
December 0.0275 0.0267 0.0269