YEARLY HIGH
15.6945 ALL
YEARLY LOW
14.5060 ALL
YEARLY AVERAGE
15.0004 ALL

2021 BOB to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 15.6945. Conversely, the yearly low was recorded on June 12, dropping to 14.5060.

This high-to-low spread represents a total annual volatility of 1.1885 ALL. From a start-to-finish perspective, comparing the January average rate of 14.7313 to the December average rate of 15.4911, the exchange rate registered a net change of 5.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 15.6945 was down 15.05% compared to the 2020 peak of 18.4754, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 78,472 ALL
2020 Average 78,640 ALL
Yearly Trough Low 72,530 ALL
Transaction Impact: A difference of 5,942.57 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

15.5911
14.6070
JanuMarcMayJulySeptNove

BOB to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.8158, compared to 15.1850 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3692 points.

H1 Avg (Jan–Jun) 14.8158
H2 Avg (Jul–Dec) 15.1850

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.4685 ALL (High: 15.1668 / Low: 14.6982). On the other end, October was the most stable month, with a tight range of 0.1803 ALL (High: 15.3001 / Low: 15.1198).

April Spread (Volatile) ±0.4685
October Spread (Stable) ±0.1803

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2351 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2351

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 15.5091) against the same month in 2020 (average: 15.1544), the exchange rate shifted by +0.3547 (+2.34%).

2021 Avg (November) 15.5091
2020 Avg (November) 15.1544

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 14.8670 14.6065 14.7313
February 14.9345 14.6431 14.8008
March 15.2147 14.8391 15.0054
April 15.1668 14.6982 14.9242
May 14.8785 14.5585 14.6890
June 14.9528 14.5060 14.7439
July 15.0777 14.8085 14.9856
August 15.0847 14.8003 14.9681
September 15.2133 14.8577 14.9612
October 15.3001 15.1198 15.1948
November 15.6945 15.3422 15.5091
December 15.6040 15.3828 15.4911