2021 BOB to BAM Historical Review

YEARLY HIGH

0.2529 BAM

YEARLY LOW

0.2306 BAM

YEARLY AVERAGE

0.2396 BAM

2021 BOB to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.2529. Conversely, the yearly low was recorded on January 6, dropping to 0.2306.

This high-to-low spread represents a total annual volatility of 0.0223 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2332 to the December average rate of 0.2508, the exchange rate registered a net change of 7.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2529 was down 4.95% compared to the 2020 peak of 0.2660, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,264 BAM

2020 Average 1,243 BAM

Yearly Trough Low 1,153 BAM

Transaction Impact: A difference of 111.42 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2525

0.2314

JanuMarcMayJulySeptNove

BOB to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2351, compared to 0.2440 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0089 points.

H1 Avg (Jan–Jun) 0.2351

H2 Avg (Jul–Dec) 0.2440

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0084 BAM (High: 0.2529 / Low: 0.2444). On the other end, December was the most stable month, with a tight range of 0.0022 BAM (High: 0.2520 / Low: 0.2498).

November Spread (Volatile) ±0.0084

December Spread (Stable) ±0.0022

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0038 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0038

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.2485) against the same month in 2020 (average: 0.2396), the exchange rate shifted by +0.0089 (+3.71%).

2021 Avg (November) 0.2485

2020 Avg (November) 0.2396

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2355	0.2306	0.2332
February	0.2364	0.2325	0.2342
March	0.2413	0.2348	0.2380
April	0.2410	0.2333	0.2372
May	0.2362	0.2313	0.2334
June	0.2385	0.2308	0.2346
July	0.2411	0.2372	0.2395
August	0.2422	0.2380	0.2407
September	0.2448	0.2386	0.2405
October	0.2455	0.2429	0.2441
November	0.2529	0.2444	0.2485
December	0.2520	0.2498	0.2508

2021 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு