YEARLY HIGH
47.7422 HUF
YEARLY LOW
40.8003 HUF
YEARLY AVERAGE
43.9286 HUF

2021 BOB to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 47.7422. Conversely, the yearly low was recorded on June 6, dropping to 40.8003.

This high-to-low spread represents a total annual volatility of 6.9419 HUF. From a start-to-finish perspective, comparing the January average rate of 42.8574 to the December average rate of 47.0893, the exchange rate registered a net change of 9.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 47.7422 was down 2.84% compared to the 2020 peak of 49.1394, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 238,711 HUF
2020 Average 223,031 HUF
Yearly Trough Low 204,001 HUF
Transaction Impact: A difference of 34,709.64 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

47.5938
41.5395
JanuMarcMayJulySeptNove

BOB to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.0315, compared to 44.8256 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.7942 points.

H1 Avg (Jan–Jun) 43.0315
H2 Avg (Jul–Dec) 44.8256

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 3.0035 HUF (High: 47.7422 / Low: 44.7386). On the other end, August was the most stable month, with a tight range of 0.9427 HUF (High: 43.7390 / Low: 42.7963).

November Spread (Volatile) ±3.0035
August Spread (Stable) ±0.9427

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.4826 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.4826

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 46.3692) against the same month in 2020 (average: 44.0667), the exchange rate shifted by +2.3025 (+5.23%).

2021 Avg (November) 46.3692
2020 Avg (November) 44.0667

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 43.3836 42.3370 42.8574
February 43.5485 42.5972 42.9050
March 44.9190 43.6492 44.5132
April 44.5444 42.9854 43.6759
May 43.4976 41.1057 42.1932
June 43.4353 40.8003 42.0441
July 44.4221 42.8772 43.7572
August 43.7390 42.7963 43.3076
September 44.9805 42.3844 43.3688
October 45.6849 44.4811 45.0617
November 47.7422 44.7386 46.3692
December 47.4666 46.5160 47.0893