2020 BTN to HRK Historical Review

YEARLY HIGH

0.0965 HRK

YEARLY LOW

0.0833 HRK

YEARLY AVERAGE

0.0893 HRK

2020 BTN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BTN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 19, valuing the pair at 0.0965. Conversely, the yearly low was recorded on December 21, dropping to 0.0833.

This high-to-low spread represents a total annual volatility of 0.0132 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0941 to the December average rate of 0.0841, the exchange rate registered a net change of -10.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0965 was down 0.42% compared to the 2019 peak of 0.0969, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BTN based on timing:

Yearly Peak High 483 HRK

2019 Average 471 HRK

Yearly Trough Low 417 HRK

Transaction Impact: A difference of 66.00 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0967

0.0830

JanuMarcMayJulySeptNove

BTN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0924, compared to 0.0863 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0061 points.

H1 Avg (Jan–Jun) 0.0924

H2 Avg (Jul–Dec) 0.0863

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0068 HRK (High: 0.0957 / Low: 0.0889). On the other end, December was the most stable month, with a tight range of 0.0016 HRK (High: 0.0849 / Low: 0.0833).

March Spread (Volatile) ±0.0068

December Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0034 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.0956) against the same month in 2019 (average: 0.0919), the exchange rate shifted by +0.0037 (+4.01%).

2020 Avg (February) 0.0956

2019 Avg (February) 0.0919

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0948	0.0925	0.0941
February	0.0965	0.0938	0.0956
March	0.0957	0.0889	0.0921
April	0.0931	0.0906	0.0918
May	0.0929	0.0903	0.0918
June	0.0904	0.0876	0.0888
July	0.0900	0.0844	0.0877
August	0.0864	0.0840	0.0851
September	0.0881	0.0865	0.0872
October	0.0884	0.0867	0.0875
November	0.0874	0.0853	0.0860
December	0.0849	0.0833	0.0841

2020 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு