YEARLY HIGH
0.0324 PHP
YEARLY LOW
0.0243 PHP
YEARLY AVERAGE
0.0270 PHP

2020 CDF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CDF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 0.0324. Conversely, the yearly low was recorded on December 27, dropping to 0.0243.

This high-to-low spread represents a total annual volatility of 0.0080 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0301 to the December average rate of 0.0247, the exchange rate registered a net change of -18.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0324 was down 1.23% compared to the 2019 peak of 0.0328, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 162 PHP
2019 Average 157 PHP
Yearly Trough Low 122 PHP
Transaction Impact: A difference of 40.24 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0307
0.0240
JanuMarcMayJulySeptNove

CDF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0291, compared to 0.0248 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0043 points.

H1 Avg (Jan–Jun) 0.0291
H2 Avg (Jul–Dec) 0.0248

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0080 PHP (High: 0.0324 / Low: 0.0243). On the other end, September was the most stable month, with a tight range of 0.0002 PHP (High: 0.0248 / Low: 0.0246).

December Spread (Volatile) ±0.0080
September Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0016 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0247) against the same month in 2019 (average: 0.0302), the exchange rate shifted by -0.0056 (-18.48%).

2020 Avg (December) 0.0247
2019 Avg (December) 0.0302

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0303 0.0299 0.0301
February 0.0303 0.0299 0.0301
March 0.0304 0.0295 0.0299
April 0.0298 0.0291 0.0295
May 0.0292 0.0276 0.0283
June 0.0276 0.0259 0.0267
July 0.0259 0.0250 0.0254
August 0.0251 0.0247 0.0248
September 0.0248 0.0246 0.0247
October 0.0269 0.0246 0.0249
November 0.0247 0.0244 0.0245
December 0.0324 0.0243 0.0247