YEARLY HIGH
0.7293 ZAR
YEARLY LOW
0.6423 ZAR
YEARLY AVERAGE
0.6818 ZAR

2021 CZK to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CZK to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.7293. Conversely, the yearly low was recorded on June 5, dropping to 0.6423.

This high-to-low spread represents a total annual volatility of 0.0870 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.7038 to the December average rate of 0.7113, the exchange rate registered a net change of 1.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.7293 was down 8.32% compared to the 2020 peak of 0.7955, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 3,646 ZAR
2020 Average 3,546 ZAR
Yearly Trough Low 3,212 ZAR
Transaction Impact: A difference of 434.88 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.7166
0.6528
JanuMarcMayJulySeptNove

CZK to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6778, compared to 0.6859 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0082 points.

H1 Avg (Jan–Jun) 0.6778
H2 Avg (Jul–Dec) 0.6859

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0392 ZAR (High: 0.7222 / Low: 0.6829). On the other end, May was the most stable month, with a tight range of 0.0150 ZAR (High: 0.6745 / Low: 0.6595).

January Spread (Volatile) ±0.0392
May Spread (Stable) ±0.0150

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0160 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0160

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.7113) against the same month in 2020 (average: 0.6885), the exchange rate shifted by +0.0228 (+3.31%).

2021 Avg (December) 0.7113
2020 Avg (December) 0.6885

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7222 0.6829 0.7038
February 0.7003 0.6779 0.6902
March 0.6973 0.6640 0.6811
April 0.6740 0.6540 0.6652
May 0.6745 0.6595 0.6682
June 0.6697 0.6423 0.6581
July 0.6829 0.6543 0.6696
August 0.7013 0.6675 0.6837
September 0.6924 0.6589 0.6757
October 0.6898 0.6577 0.6765
November 0.7183 0.6844 0.6987
December 0.7293 0.7001 0.7113