YEARLY HIGH
0.1398 HNL
YEARLY LOW
0.1333 HNL
YEARLY AVERAGE
0.1354 HNL

2021 DJF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the DJF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.1398. Conversely, the yearly low was recorded on August 10, dropping to 0.1333.

This high-to-low spread represents a total annual volatility of 0.0066 HNL. From a start-to-finish perspective, comparing the January average rate of 0.1361 to the December average rate of 0.1364, the exchange rate registered a net change of 0.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1398 was down 1.60% compared to the 2020 peak of 0.1421, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 699 HNL
2020 Average 695 HNL
Yearly Trough Low 666 HNL
Transaction Impact: A difference of 32.94 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1367
0.1333
JanuMarcMayJulySeptNove

DJF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1357, compared to 0.1352 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.1357
H2 Avg (Jul–Dec) 0.1352

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0046 HNL (High: 0.1398 / Low: 0.1353). On the other end, November was the most stable month, with a tight range of 0.0005 HNL (High: 0.1359 / Low: 0.1354).

January Spread (Volatile) ±0.0046
November Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0009 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.1361) against the same month in 2020 (average: 0.1392), the exchange rate shifted by -0.0031 (-2.26%).

2021 Avg (January) 0.1361
2020 Avg (January) 0.1392

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1398 0.1353 0.1361
February 0.1367 0.1353 0.1362
March 0.1368 0.1354 0.1360
April 0.1359 0.1350 0.1354
May 0.1365 0.1348 0.1353
June 0.1355 0.1342 0.1351
July 0.1350 0.1333 0.1342
August 0.1345 0.1333 0.1336
September 0.1361 0.1341 0.1354
October 0.1361 0.1353 0.1357
November 0.1359 0.1354 0.1357
December 0.1373 0.1356 0.1364