YEARLY HIGH
0.0483 HRK
YEARLY LOW
0.0460 HRK
YEARLY AVERAGE
0.0472 HRK

2021 DZD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the DZD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 0.0483. Conversely, the yearly low was recorded on June 10, dropping to 0.0460.

This high-to-low spread represents a total annual volatility of 0.0022 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0469 to the December average rate of 0.0479, the exchange rate registered a net change of 2.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0483 was down 16.69% compared to the 2020 peak of 0.0579, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DZD based on timing:

Yearly Peak High 241 HRK
2020 Average 261 HRK
Yearly Trough Low 230 HRK
Transaction Impact: A difference of 11.20 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0480
0.0463
JanuMarcMayJulySeptNove

DZD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0471, compared to 0.0473 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0471
H2 Avg (Jul–Dec) 0.0473

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0016 HRK (High: 0.0483 / Low: 0.0467). On the other end, October was the most stable month, with a tight range of 0.0005 HRK (High: 0.0474 / Low: 0.0470).

April Spread (Volatile) ±0.0016
October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0012 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.0477) against the same month in 2020 (average: 0.0549), the exchange rate shifted by -0.0072 (-13.15%).

2021 Avg (April) 0.0477
2020 Avg (April) 0.0549

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0471 0.0463 0.0469
February 0.0474 0.0468 0.0471
March 0.0483 0.0472 0.0478
April 0.0483 0.0467 0.0477
May 0.0471 0.0460 0.0465
June 0.0471 0.0460 0.0465
July 0.0476 0.0469 0.0471
August 0.0474 0.0468 0.0471
September 0.0474 0.0464 0.0467
October 0.0474 0.0470 0.0472
November 0.0482 0.0470 0.0476
December 0.0481 0.0476 0.0479