YEARLY HIGH
9.5662 HKD
YEARLY LOW
8.7368 HKD
YEARLY AVERAGE
9.1960 HKD

2021 EUR to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the EUR to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 9.5662. Conversely, the yearly low was recorded on November 24, dropping to 8.7368.

This high-to-low spread represents a total annual volatility of 0.8293 HKD. From a start-to-finish perspective, comparing the January average rate of 9.4332 to the December average rate of 8.8173, the exchange rate registered a net change of -6.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 9.5662 was up 0.34% compared to the 2020 peak of 9.5342, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 47,831 HKD
2020 Average 44,289 HKD
Yearly Trough Low 43,684 HKD
Transaction Impact: A difference of 4,146.56 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

9.4948
8.7557
JanuMarcMayJulySeptNove

EUR to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.3530, compared to 9.0390 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3140 points.

H1 Avg (Jan–Jun) 9.3530
H2 Avg (Jul–Dec) 9.0390

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.3036 HKD (High: 9.0404 / Low: 8.7368). On the other end, July was the most stable month, with a tight range of 0.0953 HKD (High: 9.2401 / Low: 9.1448).

November Spread (Volatile) ±0.3036
July Spread (Stable) ±0.0953

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1520 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1520

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 9.4332) against the same month in 2020 (average: 8.6314), the exchange rate shifted by +0.8019 (+9.29%).

2021 Avg (January) 9.4332
2020 Avg (January) 8.6314

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.5662 9.3557 9.4332
February 9.4375 9.2779 9.3770
March 9.3750 9.1153 9.2398
April 9.4195 9.1440 9.2941
May 9.5081 9.3296 9.4321
June 9.4803 9.2077 9.3415
July 9.2401 9.1448 9.1895
August 9.2312 9.0962 9.1612
September 9.2365 9.0123 9.1585
October 9.0868 8.9728 9.0223
November 9.0404 8.7368 8.8851
December 8.8672 8.7701 8.8173