YEARLY HIGH
0.8529 XDR
YEARLY LOW
0.7996 XDR
YEARLY AVERAGE
0.8303 XDR

2021 EUR to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the EUR to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.8529. Conversely, the yearly low was recorded on November 24, dropping to 0.7996.

This high-to-low spread represents a total annual volatility of 0.0532 XDR. From a start-to-finish perspective, comparing the January average rate of 0.8440 to the December average rate of 0.8066, the exchange rate registered a net change of -4.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8529 was down 0.13% compared to the 2020 peak of 0.8539, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 4,264 XDR
2020 Average 4,098 XDR
Yearly Trough Low 3,998 XDR
Transaction Impact: A difference of 266.21 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8477
0.8028
JanuMarcMayJulySeptNove

EUR to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8394, compared to 0.8211 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0182 points.

H1 Avg (Jan–Jun) 0.8394
H2 Avg (Jul–Dec) 0.8211

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0252 XDR (High: 0.8249 / Low: 0.7996). On the other end, July was the most stable month, with a tight range of 0.0078 XDR (High: 0.8344 / Low: 0.8266).

November Spread (Volatile) ±0.0252
July Spread (Stable) ±0.0078

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0092 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0092

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.8440) against the same month in 2020 (average: 0.8046), the exchange rate shifted by +0.0394 (+4.89%).

2021 Avg (January) 0.8440
2020 Avg (January) 0.8046

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8529 0.8380 0.8440
February 0.8446 0.8335 0.8399
March 0.8411 0.8265 0.8332
April 0.8453 0.8282 0.8374
May 0.8481 0.8365 0.8436
June 0.8467 0.8271 0.8383
July 0.8344 0.8266 0.8307
August 0.8319 0.8231 0.8282
September 0.8371 0.8196 0.8286
October 0.8262 0.8149 0.8210
November 0.8249 0.7996 0.8118
December 0.8113 0.8016 0.8066