YEARLY HIGH
23.5696 PHP
YEARLY LOW
21.5050 PHP
YEARLY AVERAGE
22.5097 PHP

2026 GEL to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GEL to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 22, valuing the pair at 23.5696. Conversely, the yearly low was recorded on February 14, dropping to 21.5050.

This high-to-low spread represents a total annual volatility of 2.0646 PHP. From a start-to-finish perspective, comparing the January average rate of 21.9649 to the December average rate of 23.4172, the exchange rate registered a net change of 6.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 23.5696 was up 6.72% compared to the 2025 peak of 22.0855, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 117,848 PHP
2025 Average 104,986 PHP
Yearly Trough Low 107,525 PHP
Transaction Impact: A difference of 10,323.03 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

23.5905
21.5109
JanuMarcMayJuly

GEL to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.3584, compared to 23.4172 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0588 points.

H1 Avg (Jan–Jun) 22.3584
H2 Avg (Jul–Dec) 23.4172

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 1.1178 PHP (High: 22.6571 / Low: 21.5393). On the other end, May was the most stable month, with a tight range of 0.2579 PHP (High: 23.1217 / Low: 22.8638).

March Spread (Volatile) ±1.1178
May Spread (Stable) ±0.2579

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2807 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.2807

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 23.4172) against the same month in 2025 (average: 20.9804), the exchange rate shifted by +2.4368 (+11.61%).

2026 Avg (July) 23.4172
2025 Avg (July) 20.9804

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 22.2022 21.7421 21.9649
February 21.9035 21.5050 21.6842
March 22.6571 21.5393 21.9903
April 22.9169 22.0607 22.3844
May 23.1217 22.8638 23.0533
June 23.2424 22.7687 23.0736
July 23.5696 23.2270 23.4172