2021 GHS to BAM Historical Review

YEARLY HIGH

0.2893 BAM

YEARLY LOW

0.2702 BAM

YEARLY AVERAGE

0.2792 BAM

2021 GHS to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 26, valuing the pair at 0.2893. Conversely, the yearly low was recorded on January 6, dropping to 0.2702.

This high-to-low spread represents a total annual volatility of 0.0192 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2745 to the December average rate of 0.2817, the exchange rate registered a net change of 2.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2893 was down 14.99% compared to the 2020 peak of 0.3404, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,447 BAM

2020 Average 1,498 BAM

Yearly Trough Low 1,351 BAM

Transaction Impact: A difference of 95.83 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2874

0.2733

JanuMarcMayJulySeptNove

GHS to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2803, compared to 0.2782 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.2803

H2 Avg (Jul–Dec) 0.2782

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0093 BAM (High: 0.2887 / Low: 0.2794). On the other end, February was the most stable month, with a tight range of 0.0043 BAM (High: 0.2809 / Low: 0.2767).

April Spread (Volatile) ±0.0093

February Spread (Stable) ±0.0043

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0045 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.2862) against the same month in 2020 (average: 0.3170), the exchange rate shifted by -0.0308 (-9.70%).

2021 Avg (March) 0.2862

2020 Avg (March) 0.3170

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2781	0.2702	0.2745
February	0.2809	0.2767	0.2792
March	0.2893	0.2829	0.2862
April	0.2887	0.2794	0.2835
May	0.2819	0.2759	0.2790
June	0.2832	0.2756	0.2793
July	0.2806	0.2754	0.2786
August	0.2797	0.2734	0.2761
September	0.2794	0.2718	0.2752
October	0.2798	0.2753	0.2776
November	0.2843	0.2761	0.2800
December	0.2843	0.2798	0.2817

2021 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு