YEARLY HIGH
0.2354 BND
YEARLY LOW
0.2192 BND
YEARLY AVERAGE
0.2269 BND

2021 GHS to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 0.2354. Conversely, the yearly low was recorded on December 30, dropping to 0.2192.

This high-to-low spread represents a total annual volatility of 0.0162 BND. From a start-to-finish perspective, comparing the January average rate of 0.2267 to the December average rate of 0.2219, the exchange rate registered a net change of -2.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2354 was down 10.62% compared to the 2020 peak of 0.2634, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,177 BND
2020 Average 1,204 BND
Yearly Trough Low 1,096 BND
Transaction Impact: A difference of 80.75 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2349
0.2205
JanuMarcMayJulySeptNove

GHS to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2301, compared to 0.2238 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0063 points.

H1 Avg (Jan–Jun) 0.2301
H2 Avg (Jul–Dec) 0.2238

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0057 BND (High: 0.2279 / Low: 0.2223). On the other end, November was the most stable month, with a tight range of 0.0029 BND (High: 0.2231 / Low: 0.2202).

August Spread (Volatile) ±0.0057
November Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0030 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.2337) against the same month in 2020 (average: 0.2537), the exchange rate shifted by -0.0200 (-7.90%).

2021 Avg (March) 0.2337
2020 Avg (March) 0.2537

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2286 0.2243 0.2267
February 0.2313 0.2277 0.2291
March 0.2354 0.2318 0.2337
April 0.2336 0.2293 0.2311
May 0.2317 0.2283 0.2303
June 0.2317 0.2274 0.2295
July 0.2297 0.2264 0.2282
August 0.2279 0.2223 0.2251
September 0.2258 0.2215 0.2233
October 0.2248 0.2204 0.2225
November 0.2231 0.2202 0.2217
December 0.2242 0.2192 0.2219