2021 GHS to NAD Historical Review

YEARLY HIGH

2.7153 NAD

YEARLY LOW

2.3252 NAD

YEARLY AVERAGE

2.4969 NAD

2021 GHS to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 2.7153. Conversely, the yearly low was recorded on June 7, dropping to 2.3252.

This high-to-low spread represents a total annual volatility of 0.3901 NAD. From a start-to-finish perspective, comparing the January average rate of 2.5767 to the December average rate of 2.5893, the exchange rate registered a net change of 0.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.7153 was down 18.06% compared to the 2020 peak of 3.3138, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 13,577 NAD

2020 Average 14,370 NAD

Yearly Trough Low 11,626 NAD

Transaction Impact: A difference of 1,950.43 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.6312

2.3590

JanuMarcMayJulySeptNove

GHS to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5080, compared to 2.4858 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0221 points.

H1 Avg (Jan–Jun) 2.5080

H2 Avg (Jul–Dec) 2.4858

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.2921 NAD (High: 2.6470 / Low: 2.3549). On the other end, April was the most stable month, with a tight range of 0.0869 NAD (High: 2.5450 / Low: 2.4581).

November Spread (Volatile) ±0.2921

April Spread (Stable) ±0.0869

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1030 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 2.6085) against the same month in 2020 (average: 2.9778), the exchange rate shifted by -0.3692 (-12.40%).

2021 Avg (March) 2.6085

2020 Avg (March) 2.9778

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6435	2.4884	2.5767
February	2.5920	2.5022	2.5425
March	2.7153	2.5585	2.6085
April	2.5450	2.4581	2.5055
May	2.5073	2.3789	2.4330
June	2.4596	2.3252	2.3817
July	2.5007	2.4064	2.4497
August	2.5474	2.3760	2.4418
September	2.5036	2.3655	2.4573
October	2.5015	2.3765	2.4505
November	2.6470	2.3549	2.5265
December	2.6472	2.5239	2.5893

2021 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு