2026 GHS to PHP Historical Review

YEARLY HIGH

5.7721 PHP

YEARLY LOW

5.2019 PHP

YEARLY AVERAGE

5.4551 PHP

2026 GHS to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 5.7721. Conversely, the yearly low was recorded on June 10, dropping to 5.2019.

This high-to-low spread represents a total annual volatility of 0.5703 PHP. From a start-to-finish perspective, comparing the January average rate of 5.4930 to the December average rate of 5.3595, the exchange rate registered a net change of -2.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 5.7721 was up 3.01% compared to the 2025 peak of 5.6035, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 28,861 PHP

2025 Average 23,323 PHP

Yearly Trough Low 26,009 PHP

Transaction Impact: A difference of 2,851.32 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

5.7378

5.2848

JanuMarcMayJuly

GHS to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.4710, compared to 5.3595 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1115 points.

H1 Avg (Jan–Jun) 5.4710

H2 Avg (Jul–Dec) 5.3595

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.5703 PHP (High: 5.7721 / Low: 5.2019). On the other end, March was the most stable month, with a tight range of 0.1164 PHP (High: 5.5376 / Low: 5.4212).

June Spread (Volatile) ±0.5703

March Spread (Stable) ±0.1164

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3232 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.3232

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 5.3768) against the same month in 2025 (average: 5.4782), the exchange rate shifted by -0.1013 (-1.85%).

2026 Avg (June) 5.3768

2025 Avg (June) 5.4782

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	5.6192	5.3805	5.4930
February	5.4254	5.2518	5.3225
March	5.5376	5.4212	5.4845
April	5.5342	5.3680	5.4490
May	5.7479	5.4710	5.7000
June	5.7721	5.2019	5.3768
July	5.4433	5.2903	5.3595

2026 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு