YEARLY HIGH
0.4720 XCD
YEARLY LOW
0.4368 XCD
YEARLY AVERAGE
0.4565 XCD

2021 GHS to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 0.4720. Conversely, the yearly low was recorded on December 9, dropping to 0.4368.

This high-to-low spread represents a total annual volatility of 0.0352 XCD. From a start-to-finish perspective, comparing the January average rate of 0.4617 to the December average rate of 0.4399, the exchange rate registered a net change of -4.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4720 was down 7.09% compared to the 2020 peak of 0.5080, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 2,360 XCD
2020 Average 2,358 XCD
Yearly Trough Low 2,184 XCD
Transaction Impact: A difference of 175.94 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4736
0.4369
JanuMarcMayJulySeptNove

GHS to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4666, compared to 0.4465 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0201 points.

H1 Avg (Jan–Jun) 0.4666
H2 Avg (Jul–Dec) 0.4465

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0098 XCD (High: 0.4616 / Low: 0.4518). On the other end, April was the most stable month, with a tight range of 0.0027 XCD (High: 0.4692 / Low: 0.4665).

July Spread (Volatile) ±0.0098
April Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0096 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0096

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.4706) against the same month in 2020 (average: 0.4844), the exchange rate shifted by -0.0138 (-2.86%).

2021 Avg (March) 0.4706
2020 Avg (March) 0.4844

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4639 0.4581 0.4617
February 0.4701 0.4637 0.4664
March 0.4720 0.4674 0.4706
April 0.4692 0.4665 0.4678
May 0.4712 0.4663 0.4681
June 0.4676 0.4620 0.4650
July 0.4616 0.4518 0.4555
August 0.4543 0.4469 0.4490
September 0.4535 0.4459 0.4480
October 0.4471 0.4428 0.4452
November 0.4446 0.4394 0.4414
December 0.4445 0.4368 0.4399