YEARLY HIGH
1.6697 BDT
YEARLY LOW
1.6230 BDT
YEARLY AVERAGE
1.6515 BDT

2021 GMD to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GMD to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 1.6697. Conversely, the yearly low was recorded on December 16, dropping to 1.6230.

This high-to-low spread represents a total annual volatility of 0.0467 BDT. From a start-to-finish perspective, comparing the January average rate of 1.6416 to the December average rate of 1.6332, the exchange rate registered a net change of -0.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.6697 was down 0.27% compared to the 2020 peak of 1.6743, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 8,349 BDT
2020 Average 8,241 BDT
Yearly Trough Low 8,115 BDT
Transaction Impact: A difference of 233.32 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.6647
1.6304
JanuMarcMayJulySeptNove

GMD to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6520, compared to 1.6510 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 1.6520
H2 Avg (Jul–Dec) 1.6510

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0279 BDT (High: 1.6651 / Low: 1.6373). On the other end, June was the most stable month, with a tight range of 0.0056 BDT (High: 1.6610 / Low: 1.6553).

September Spread (Volatile) ±0.0279
June Spread (Stable) ±0.0056

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0094 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0094

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 1.6619) against the same month in 2020 (average: 1.6369), the exchange rate shifted by +0.0249 (+1.52%).

2021 Avg (August) 1.6619
2020 Avg (August) 1.6369

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.6473 1.6353 1.6416
February 1.6547 1.6442 1.6487
March 1.6554 1.6447 1.6516
April 1.6621 1.6494 1.6565
May 1.6651 1.6427 1.6556
June 1.6610 1.6553 1.6578
July 1.6597 1.6535 1.6578
August 1.6697 1.6553 1.6619
September 1.6651 1.6373 1.6584
October 1.6631 1.6439 1.6519
November 1.6495 1.6349 1.6425
December 1.6392 1.6230 1.6332