2021 GMD to BGN Historical Review

YEARLY HIGH

0.0333 BGN

YEARLY LOW

0.0307 BGN

YEARLY AVERAGE

0.0321 BGN

2021 GMD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GMD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.0333. Conversely, the yearly low was recorded on January 6, dropping to 0.0307.

This high-to-low spread represents a total annual volatility of 0.0027 BGN. From a start-to-finish perspective, comparing the January average rate of 0.0311 to the December average rate of 0.0330, the exchange rate registered a net change of 5.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0333 was down 7.39% compared to the 2020 peak of 0.0360, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 167 BGN

2020 Average 167 BGN

Yearly Trough Low 153 BGN

Transaction Impact: A difference of 13.32 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0331

0.0309

JanuMarcMayJulySeptNove

GMD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0316, compared to 0.0326 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0316

H2 Avg (Jul–Dec) 0.0326

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0010 BGN (High: 0.0326 / Low: 0.0316). On the other end, July was the most stable month, with a tight range of 0.0003 BGN (High: 0.0325 / Low: 0.0322).

March Spread (Volatile) ±0.0010

July Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0328) against the same month in 2020 (average: 0.0319), the exchange rate shifted by +0.0009 (+2.92%).

2021 Avg (November) 0.0328

2020 Avg (November) 0.0319

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0314	0.0307	0.0311
February	0.0317	0.0313	0.0314
March	0.0326	0.0316	0.0321
April	0.0325	0.0315	0.0320
May	0.0318	0.0312	0.0315
June	0.0323	0.0313	0.0318
July	0.0325	0.0322	0.0323
August	0.0328	0.0322	0.0325
September	0.0328	0.0318	0.0323
October	0.0329	0.0322	0.0325
November	0.0333	0.0324	0.0328
December	0.0331	0.0327	0.0330

2021 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு