YEARLY HIGH
45.5636 TZS
YEARLY LOW
43.5606 TZS
YEARLY AVERAGE
44.9331 TZS

2021 GMD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GMD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 1, valuing the pair at 45.5636. Conversely, the yearly low was recorded on December 16, dropping to 43.5606.

This high-to-low spread represents a total annual volatility of 2.0030 TZS. From a start-to-finish perspective, comparing the January average rate of 44.9069 to the December average rate of 43.8266, the exchange rate registered a net change of -2.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 45.5636 was up 0.07% compared to the 2020 peak of 45.5302, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 227,818 TZS
2020 Average 224,867 TZS
Yearly Trough Low 217,803 TZS
Transaction Impact: A difference of 10,014.83 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

45.4983
43.6747
JanuMarcMayJulySeptNove

GMD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 45.1965, compared to 44.6697 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5267 points.

H1 Avg (Jan–Jun) 45.1965
H2 Avg (Jul–Dec) 44.6697

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.7630 TZS (High: 45.3219 / Low: 44.5589). On the other end, June was the most stable month, with a tight range of 0.1341 TZS (High: 45.4093 / Low: 45.2752).

September Spread (Volatile) ±0.7630
June Spread (Stable) ±0.1341

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.6433 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.6433

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 45.2972) against the same month in 2020 (average: 45.0374), the exchange rate shifted by +0.2597 (+0.58%).

2021 Avg (May) 45.2972
2020 Avg (May) 45.0374

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 45.0423 44.7953 44.9069
February 45.2483 44.9930 45.1071
March 45.2937 45.0506 45.1986
April 45.4719 45.1381 45.3227
May 45.5636 45.2354 45.2972
June 45.4093 45.2752 45.3463
July 45.3867 45.1821 45.3201
August 45.4989 45.2726 45.3438
September 45.3219 44.5589 45.0578
October 44.7379 44.1883 44.4145
November 44.2885 43.8931 44.0556
December 43.9504 43.5606 43.8266