2021 HKD to MWK Historical Review

YEARLY HIGH

105.3604 MWK

YEARLY LOW

99.3654 MWK

YEARLY AVERAGE

102.8478 MWK

2021 HKD to MWK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to MWK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 105.3604. Conversely, the yearly low was recorded on January 6, dropping to 99.3654.

This high-to-low spread represents a total annual volatility of 5.9950 MWK. From a start-to-finish perspective, comparing the January average rate of 99.7125 to the December average rate of 104.5214, the exchange rate registered a net change of 4.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 105.3604 was up 5.73% compared to the 2020 peak of 99.6524, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 2,634,010 MWK

2020 Average 2,398,571 MWK

Yearly Trough Low 2,484,136 MWK

Transaction Impact: A difference of 149,874.29 MWK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

105.3931

99.1961

JanuMarcMayJulySeptNove

HKD to MWK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 101.2010, compared to 104.4945 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.2935 points.

H1 Avg (Jan–Jun) 101.2010

H2 Avg (Jul–Dec) 104.4945

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 2.1382 MWK (High: 104.6376 / Low: 102.4994). On the other end, November was the most stable month, with a tight range of 0.3618 MWK (High: 104.9640 / Low: 104.6022).

July Spread (Volatile) ±2.1382

November Spread (Stable) ±0.3618

Growth Streaks & Declines

Trends

Between January and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1941 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.1941

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 104.5214) against the same month in 2020 (average: 98.9475), the exchange rate shifted by +5.5738 (+5.63%).

2021 Avg (December) 104.5214

2020 Avg (December) 98.9475

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	100.2805	99.3654	99.7125
February	100.7498	99.4331	100.3450
March	101.4739	100.3439	100.7878
April	102.1799	100.6699	101.2756
May	102.7874	101.4078	102.1020
June	103.8368	102.1533	102.9832
July	104.6376	102.4994	103.9552
August	104.8644	103.9504	104.3699
September	104.8506	104.0754	104.5284
October	105.1643	104.5667	104.8767
November	104.9640	104.6022	104.7155
December	105.3604	103.9462	104.5214

2021 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு