YEARLY HIGH
26.6506 CRC
YEARLY LOW
24.5594 CRC
YEARLY AVERAGE
25.7724 CRC

2021 HNL to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on November 11, valuing the pair at 26.6506. Conversely, the yearly low was recorded on January 6, dropping to 24.5594.

This high-to-low spread represents a total annual volatility of 2.0912 CRC. From a start-to-finish perspective, comparing the January average rate of 25.2499 to the December average rate of 26.2469, the exchange rate registered a net change of 3.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 26.6506 was up 5.41% compared to the 2020 peak of 25.2827, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 133,253 CRC
2020 Average 118,173 CRC
Yearly Trough Low 122,797 CRC
Transaction Impact: A difference of 10,456.07 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

26.5976
25.1264
JanuMarcMayJulySeptNove

HNL to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25.4295, compared to 26.1154 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6859 points.

H1 Avg (Jan–Jun) 25.4295
H2 Avg (Jul–Dec) 26.1154

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.9155 CRC (High: 25.4749 / Low: 24.5594). On the other end, May was the most stable month, with a tight range of 0.2226 CRC (High: 25.7136 / Low: 25.4910).

January Spread (Volatile) ±0.9155
May Spread (Stable) ±0.2226

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.2281 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.2281

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 26.4750) against the same month in 2020 (average: 24.9465), the exchange rate shifted by +1.5285 (+6.13%).

2021 Avg (November) 26.4750
2020 Avg (November) 24.9465

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 25.4749 24.5594 25.2499
February 25.4021 25.0399 25.2490
March 25.4710 25.1391 25.2660
April 25.6496 25.3561 25.4764
May 25.7136 25.4910 25.5958
June 25.9393 25.6059 25.7396
July 26.1314 25.8324 25.9617
August 26.2325 25.8932 26.1040
September 26.0644 25.7752 25.9178
October 26.3946 25.8684 25.9867
November 26.6506 25.9929 26.4750
December 26.4154 26.0025 26.2469