2021 HNL to PLN Historical Review

YEARLY HIGH

0.1733 PLN

YEARLY LOW

0.1474 PLN

YEARLY AVERAGE

0.1602 PLN

2021 HNL to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 0.1733. Conversely, the yearly low was recorded on January 6, dropping to 0.1474.

This high-to-low spread represents a total annual volatility of 0.0258 PLN. From a start-to-finish perspective, comparing the January average rate of 0.1538 to the December average rate of 0.1681, the exchange rate registered a net change of 9.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1733 was up 0.58% compared to the 2020 peak of 0.1723, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 866 PLN

2020 Average 788 PLN

Yearly Trough Low 737 PLN

Transaction Impact: A difference of 129.19 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1704

0.1518

JanuMarcMayJulySeptNove

HNL to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1559, compared to 0.1644 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0085 points.

H1 Avg (Jan–Jun) 0.1559

H2 Avg (Jul–Dec) 0.1644

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0100 PLN (High: 0.1646 / Low: 0.1546). On the other end, October was the most stable month, with a tight range of 0.0027 PLN (High: 0.1653 / Low: 0.1626).

March Spread (Volatile) ±0.0100

October Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0037 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.1688) against the same month in 2020 (average: 0.1555), the exchange rate shifted by +0.0133 (+8.56%).

2021 Avg (November) 0.1688

2020 Avg (November) 0.1555

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1556	0.1474	0.1538
February	0.1555	0.1521	0.1534
March	0.1646	0.1546	0.1598
April	0.1621	0.1560	0.1583
May	0.1581	0.1519	0.1546
June	0.1596	0.1515	0.1556
July	0.1639	0.1584	0.1615
August	0.1653	0.1603	0.1632
September	0.1656	0.1583	0.1610
October	0.1653	0.1626	0.1639
November	0.1733	0.1634	0.1688
December	0.1695	0.1654	0.1681

2021 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு