YEARLY HIGH
0.9040 SRD
YEARLY LOW
0.5688 SRD
YEARLY AVERAGE
0.7548 SRD

2021 HNL to SRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to SRD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 15, valuing the pair at 0.9040. Conversely, the yearly low was recorded on January 6, dropping to 0.5688.

This high-to-low spread represents a total annual volatility of 0.3352 SRD. From a start-to-finish perspective, comparing the January average rate of 0.5838 to the December average rate of 0.8729, the exchange rate registered a net change of 49.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.9040 was up 54.27% compared to the 2020 peak of 0.5860, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 4,520 SRD
2020 Average 1,886 SRD
Yearly Trough Low 2,844 SRD
Transaction Impact: A difference of 1,675.85 SRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.9309
0.5522
JanuMarcMayJulySeptNove

HNL to SRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6225, compared to 0.8871 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2646 points.

H1 Avg (Jan–Jun) 0.6225
H2 Avg (Jul–Dec) 0.8871

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.3038 SRD (High: 0.8911 / Low: 0.5873). On the other end, April was the most stable month, with a tight range of 0.0046 SRD (High: 0.5907 / Low: 0.5861).

June Spread (Volatile) ±0.3038
April Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0173 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0173

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 0.8993) against the same month in 2020 (average: 0.3017), the exchange rate shifted by +0.5977 (+198.13%).

2021 Avg (August) 0.8993
2020 Avg (August) 0.3017

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5880 0.5688 0.5838
February 0.5878 0.5815 0.5839
March 0.5891 0.5813 0.5846
April 0.5907 0.5861 0.5876
May 0.5927 0.5861 0.5875
June 0.8911 0.5873 0.8074
July 0.9023 0.8694 0.8862
August 0.9040 0.8942 0.8993
September 0.8932 0.8806 0.8870
October 0.8908 0.8817 0.8869
November 0.8934 0.8871 0.8902
December 0.8921 0.7951 0.8729