YEARLY HIGH
4.7304 VUV
YEARLY LOW
4.3759 VUV
YEARLY AVERAGE
4.5693 VUV

2021 HNL to VUV Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to VUV exchange rate experienced significant fluctuation. The market reached its absolute peak on August 21, valuing the pair at 4.7304. Conversely, the yearly low was recorded on January 6, dropping to 4.3759.

This high-to-low spread represents a total annual volatility of 0.3545 VUV. From a start-to-finish perspective, comparing the January average rate of 4.4676 to the December average rate of 4.6546, the exchange rate registered a net change of 4.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.7304 was down 5.96% compared to the 2020 peak of 5.0301, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 23,652 VUV
2020 Average 23,437 VUV
Yearly Trough Low 21,879 VUV
Transaction Impact: A difference of 1,772.48 VUV purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.7009
4.4394
JanuMarcMayJulySeptNove

HNL to VUV Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.5013, compared to 4.6373 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1361 points.

H1 Avg (Jan–Jun) 4.5013
H2 Avg (Jul–Dec) 4.6373

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.1379 VUV (High: 4.5138 / Low: 4.3759). On the other end, April was the most stable month, with a tight range of 0.0402 VUV (High: 4.5762 / Low: 4.5360).

January Spread (Volatile) ±0.1379
April Spread (Stable) ±0.0402

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0495 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0495

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 4.6791) against the same month in 2020 (average: 4.5899), the exchange rate shifted by +0.0892 (+1.94%).

2021 Avg (August) 4.6791
2020 Avg (August) 4.5899

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.5138 4.3759 4.4676
February 4.4976 4.4243 4.4612
March 4.5534 4.4221 4.4940
April 4.5762 4.5360 4.5490
May 4.5871 4.4811 4.5124
June 4.5861 4.4904 4.5235
July 4.6710 4.5607 4.6105
August 4.7304 4.6266 4.6791
September 4.6649 4.6081 4.6296
October 4.6593 4.5998 4.6344
November 4.6378 4.5968 4.6157
December 4.6877 4.6337 4.6546