YEARLY HIGH
1.2654 HKD
YEARLY LOW
1.1610 HKD
YEARLY AVERAGE
1.2213 HKD

2021 HRK to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 1.2654. Conversely, the yearly low was recorded on November 24, dropping to 1.1610.

This high-to-low spread represents a total annual volatility of 0.1044 HKD. From a start-to-finish perspective, comparing the January average rate of 1.2477 to the December average rate of 1.1722, the exchange rate registered a net change of -6.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.2654 was up 0.19% compared to the 2020 peak of 1.2630, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,327 HKD
2020 Average 5,874 HKD
Yearly Trough Low 5,805 HKD
Transaction Impact: A difference of 522.05 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.2619
1.1640
JanuMarcMayJulySeptNove

HRK to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2387, compared to 1.2040 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0347 points.

H1 Avg (Jan–Jun) 1.2387
H2 Avg (Jul–Dec) 1.2040

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0413 HKD (High: 1.2023 / Low: 1.1610). On the other end, December was the most stable month, with a tight range of 0.0132 HKD (High: 1.1794 / Low: 1.1662).

November Spread (Volatile) ±0.0413
December Spread (Stable) ±0.0132

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0212 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0212

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.2477) against the same month in 2020 (average: 1.1595), the exchange rate shifted by +0.0881 (+7.60%).

2021 Avg (January) 1.2477
2020 Avg (January) 1.1595

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2654 1.2393 1.2477
February 1.2459 1.2252 1.2381
March 1.2368 1.2042 1.2189
April 1.2461 1.2074 1.2278
May 1.2654 1.2370 1.2538
June 1.2624 1.2275 1.2459
July 1.2311 1.2134 1.2247
August 1.2313 1.2142 1.2221
September 1.2333 1.2029 1.2220
October 1.2092 1.1939 1.2012
November 1.2023 1.1610 1.1816
December 1.1794 1.1662 1.1722