2020 HTG to PHP Historical Review

YEARLY HIGH

0.7784 PHP

YEARLY LOW

0.4294 PHP

YEARLY AVERAGE

0.5484 PHP

2020 HTG to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on October 22, valuing the pair at 0.7784. Conversely, the yearly low was recorded on September 5, dropping to 0.4294.

This high-to-low spread represents a total annual volatility of 0.3490 PHP. From a start-to-finish perspective, comparing the January average rate of 0.5176 to the December average rate of 0.6882, the exchange rate registered a net change of 32.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7784 was up 14.34% compared to the 2019 peak of 0.6808, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 3,892 PHP

2019 Average 2,883 PHP

Yearly Trough Low 2,147 PHP

Transaction Impact: A difference of 1,745.03 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7973

0.4029

JanuMarcMayJulySeptNove

HTG to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5071, compared to 0.5896 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0824 points.

H1 Avg (Jan–Jun) 0.5071

H2 Avg (Jul–Dec) 0.5896

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0761 PHP (High: 0.5768 / Low: 0.5006). On the other end, August was the most stable month, with a tight range of 0.0124 PHP (High: 0.4437 / Low: 0.4314).

February Spread (Volatile) ±0.0761

August Spread (Stable) ±0.0124

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0635 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0635

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.7644) against the same month in 2019 (average: 0.5354), the exchange rate shifted by +0.2290 (+42.77%).

2020 Avg (October) 0.7644

2019 Avg (October) 0.5354

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5377	0.5111	0.5176
February	0.5768	0.5006	0.5210
March	0.5756	0.5322	0.5405
April	0.5360	0.5141	0.5255
May	0.4812	0.4657	0.4752
June	0.4707	0.4536	0.4631
July	0.4551	0.4401	0.4483
August	0.4437	0.4314	0.4358
September	0.4605	0.4294	0.4492
October	0.7784	0.7201	0.7644
November	0.7687	0.7270	0.7517
December	0.7319	0.6609	0.6882

2020 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு