2021 ISK to GHS Historical Review

YEARLY HIGH

0.0485 GHS

YEARLY LOW

0.0445 GHS

YEARLY AVERAGE

0.0466 GHS

2021 ISK to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ISK to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 0.0485. Conversely, the yearly low was recorded on March 14, dropping to 0.0445.

This high-to-low spread represents a total annual volatility of 0.0040 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0455 to the December average rate of 0.0472, the exchange rate registered a net change of 3.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0485 was up 2.46% compared to the 2020 peak of 0.0474, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 243 GHS

2020 Average 212 GHS

Yearly Trough Low 223 GHS

Transaction Impact: A difference of 19.99 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0480

0.0449

JanuMarcMayJulySeptNove

ISK to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0460, compared to 0.0473 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0460

H2 Avg (Jul–Dec) 0.0473

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0023 GHS (High: 0.0481 / Low: 0.0458). On the other end, October was the most stable month, with a tight range of 0.0009 GHS (High: 0.0475 / Low: 0.0466).

May Spread (Volatile) ±0.0023

October Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0006 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 0.0477) against the same month in 2020 (average: 0.0422), the exchange rate shifted by +0.0055 (+12.99%).

2021 Avg (August) 0.0477

2020 Avg (August) 0.0422

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0463	0.0449	0.0455
February	0.0456	0.0446	0.0452
March	0.0458	0.0445	0.0451
April	0.0472	0.0453	0.0459
May	0.0481	0.0458	0.0468
June	0.0484	0.0469	0.0476
July	0.0483	0.0471	0.0477
August	0.0485	0.0470	0.0477
September	0.0479	0.0463	0.0471
October	0.0475	0.0466	0.0470
November	0.0474	0.0462	0.0469
December	0.0476	0.0466	0.0472

2021 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு