YEARLY HIGH
144.2823 STD
YEARLY LOW
132.9723 STD
YEARLY AVERAGE
137.6257 STD

2021 JMD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the JMD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 144.2823. Conversely, the yearly low was recorded on July 21, dropping to 132.9723.

This high-to-low spread represents a total annual volatility of 11.3099 STD. From a start-to-finish perspective, comparing the January average rate of 141.8922 to the December average rate of 137.4275, the exchange rate registered a net change of -3.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 144.2823 was down 12.98% compared to the 2020 peak of 165.8055, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 721,411 STD
2020 Average 759,047 STD
Yearly Trough Low 664,862 STD
Transaction Impact: A difference of 56,549.69 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

142.6068
134.0326
JanuMarcMayJulySeptNove

JMD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 138.4936, compared to 136.7578 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.7357 points.

H1 Avg (Jan–Jun) 138.4936
H2 Avg (Jul–Dec) 136.7578

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 8.6889 STD (High: 143.2922 / Low: 134.6033). On the other end, November was the most stable month, with a tight range of 1.9366 STD (High: 136.2356 / Low: 134.2990).

March Spread (Volatile) ±8.6889
November Spread (Stable) ±1.9366

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 5.8211 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -5.8211

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 141.8922) against the same month in 2020 (average: 160.2993), the exchange rate shifted by -18.4070 (-11.48%).

2021 Avg (January) 141.8922
2020 Avg (January) 160.2993

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 144.2823 139.7968 141.8922
February 139.5017 134.2723 136.0711
March 143.2922 134.6033 139.4552
April 142.9971 134.6931 138.7461
May 139.3387 134.4871 137.6086
June 139.8083 135.2736 137.1882
July 138.7506 132.9723 134.8759
August 137.1101 133.3502 134.7471
September 142.5795 136.9547 138.8044
October 143.7410 135.3233 139.3531
November 136.2356 134.2990 135.3391
December 138.5790 136.1460 137.4275