YEARLY HIGH
0.0147 GHS
YEARLY LOW
0.0026 GHS
YEARLY AVERAGE
0.0142 GHS

2021 KMF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the KMF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.0147. Conversely, the yearly low was recorded on December 5, dropping to 0.0026.

This high-to-low spread represents a total annual volatility of 0.0121 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0145 to the December average rate of 0.0137, the exchange rate registered a net change of -5.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0147 was down 0.22% compared to the 2020 peak of 0.0147, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 73 GHS
2020 Average 66 GHS
Yearly Trough Low 13 GHS
Transaction Impact: A difference of 60.42 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0145
0.0137
JanuMarcMayJulySeptNove

KMF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0142, compared to 0.0142 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0142
H2 Avg (Jul–Dec) 0.0142

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0116 GHS (High: 0.0142 / Low: 0.0026). On the other end, February was the most stable month, with a tight range of 0.0002 GHS (High: 0.0144 / Low: 0.0141).

December Spread (Volatile) ±0.0116
February Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0005 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0145) against the same month in 2020 (average: 0.0127), the exchange rate shifted by +0.0017 (+13.53%).

2021 Avg (January) 0.0145
2020 Avg (January) 0.0127

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0147 0.0143 0.0145
February 0.0144 0.0141 0.0142
March 0.0140 0.0138 0.0139
April 0.0142 0.0138 0.0140
May 0.0144 0.0141 0.0142
June 0.0144 0.0140 0.0142
July 0.0144 0.0141 0.0142
August 0.0145 0.0143 0.0144
September 0.0145 0.0142 0.0144
October 0.0145 0.0142 0.0143
November 0.0144 0.0139 0.0142
December 0.0142 0.0026 0.0137