YEARLY HIGH
4.3929 GHS
YEARLY LOW
1.2698 GHS
YEARLY AVERAGE
1.3455 GHS

2021 LYD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the LYD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 4.3929. Conversely, the yearly low was recorded on April 3, dropping to 1.2698.

This high-to-low spread represents a total annual volatility of 3.1231 GHS. From a start-to-finish perspective, comparing the January average rate of 1.7099 to the December average rate of 1.3349, the exchange rate registered a net change of -21.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.3929 was down 0.91% compared to the 2020 peak of 4.4334, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LYD based on timing:

Yearly Peak High 21,965 GHS
2020 Average 20,678 GHS
Yearly Trough Low 6,349 GHS
Transaction Impact: A difference of 15,615.45 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.7532
1.2345
JanuMarcMayJulySeptNove

LYD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3601, compared to 1.3310 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0291 points.

H1 Avg (Jan–Jun) 1.3601
H2 Avg (Jul–Dec) 1.3310

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 3.0866 GHS (High: 4.3929 / Low: 1.3063). On the other end, November was the most stable month, with a tight range of 0.0136 GHS (High: 1.3431 / Low: 1.3295).

January Spread (Volatile) ±3.0866
November Spread (Stable) ±0.0136

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.4105 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.4105

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.7099) against the same month in 2020 (average: 4.0383), the exchange rate shifted by -2.3284 (-57.66%).

2021 Avg (January) 1.7099
2020 Avg (January) 4.0383

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.3929 1.3063 1.7099
February 1.3067 1.2918 1.2995
March 1.2928 1.2699 1.2777
April 1.2927 1.2698 1.2823
May 1.3029 1.2822 1.2925
June 1.3079 1.2881 1.2986
July 1.3244 1.2992 1.3150
August 1.3376 1.3190 1.3311
September 1.3449 1.3215 1.3345
October 1.3441 1.3257 1.3336
November 1.3431 1.3295 1.3367
December 1.3425 1.3206 1.3349