YEARLY HIGH
63.2433 XAF
YEARLY LOW
59.9824 XAF
YEARLY AVERAGE
61.6968 XAF

2021 MAD to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 63.2433. Conversely, the yearly low was recorded on January 3, dropping to 59.9824.

This high-to-low spread represents a total annual volatility of 3.2609 XAF. From a start-to-finish perspective, comparing the January average rate of 60.5401 to the December average rate of 62.6880, the exchange rate registered a net change of 3.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 63.2433 was up 1.05% compared to the 2020 peak of 62.5856, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 316,216 XAF
2020 Average 302,909 XAF
Yearly Trough Low 299,912 XAF
Transaction Impact: A difference of 16,304.26 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

63.0162
60.3149
JanuMarcMayJulySeptNove

MAD to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 61.0175, compared to 62.3761 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.3586 points.

H1 Avg (Jan–Jun) 61.0175
H2 Avg (Jul–Dec) 62.3761

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 1.3269 XAF (High: 62.0945 / Low: 60.7676). On the other end, February was the most stable month, with a tight range of 0.4195 XAF (High: 60.8625 / Low: 60.4430).

June Spread (Volatile) ±1.3269
February Spread (Stable) ±0.4195

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2440 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.2440

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 62.7911) against the same month in 2020 (average: 60.6303), the exchange rate shifted by +2.1608 (+3.56%).

2021 Avg (November) 62.7911
2020 Avg (November) 60.6303

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 61.1779 59.9824 60.5401
February 60.8625 60.4430 60.6390
March 61.7186 60.7536 61.2110
April 61.6566 60.7405 61.2397
May 61.2954 60.6016 60.9957
June 62.0945 60.7676 61.4795
July 62.2490 61.8196 62.0333
August 62.4509 61.8967 62.1359
September 62.6841 61.8475 62.1408
October 62.8435 62.0185 62.4677
November 63.2433 62.2182 62.7911
December 63.1289 62.1464 62.6880