2014 MGA to PHP Historical Review

YEARLY HIGH

0.0201 PHP

YEARLY LOW

0.0164 PHP

YEARLY AVERAGE

0.0180 PHP

2014 MGA to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MGA to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 26, valuing the pair at 0.0201. Conversely, the yearly low was recorded on October 25, dropping to 0.0164.

This high-to-low spread represents a total annual volatility of 0.0037 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0198 to the December average rate of 0.0172, the exchange rate registered a net change of -13.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0201 was down 2.00% compared to the 2013 peak of 0.0205, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 100 PHP

2013 Average 96 PHP

Yearly Trough Low 82 PHP

Transaction Impact: A difference of 18.42 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0202

0.0163

JanuMarcMayJulySeptNove

MGA to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0190, compared to 0.0171 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.0190

H2 Avg (Jul–Dec) 0.0171

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0007 PHP (High: 0.0175 / Low: 0.0167). On the other end, March was the most stable month, with a tight range of 0.0004 PHP (High: 0.0192 / Low: 0.0189).

December Spread (Volatile) ±0.0007

March Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0005 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.0198) against the same month in 2013 (average: 0.0182), the exchange rate shifted by +0.0016 (+8.91%).

2014 Avg (January) 0.0198

2013 Avg (January) 0.0182

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0201	0.0197	0.0198
February	0.0197	0.0191	0.0193
March	0.0192	0.0189	0.0191
April	0.0192	0.0186	0.0189
May	0.0189	0.0182	0.0185
June	0.0185	0.0180	0.0182
July	0.0180	0.0174	0.0177
August	0.0177	0.0171	0.0174
September	0.0172	0.0169	0.0170
October	0.0169	0.0164	0.0166
November	0.0168	0.0164	0.0166
December	0.0175	0.0167	0.0172

2014 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு