YEARLY HIGH
1.5980 HRK
YEARLY LOW
1.4809 HRK
YEARLY AVERAGE
1.5366 HRK

2021 MYR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MYR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 1.5980. Conversely, the yearly low was recorded on May 25, dropping to 1.4809.

This high-to-low spread represents a total annual volatility of 0.1171 HRK. From a start-to-finish perspective, comparing the January average rate of 1.5387 to the December average rate of 1.5797, the exchange rate registered a net change of 2.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.5980 was down 3.80% compared to the 2020 peak of 1.6612, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 MYR based on timing:

Yearly Peak High 31,960 HRK
2020 Average 31,475 HRK
Yearly Trough Low 29,618 HRK
Transaction Impact: A difference of 2,341.99 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.5876
1.4934
JanuMarcMayJulySeptNove

MYR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5298, compared to 1.5435 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0137 points.

H1 Avg (Jan–Jun) 1.5298
H2 Avg (Jul–Dec) 1.5435

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0522 HRK (High: 1.5331 / Low: 1.4809). On the other end, February was the most stable month, with a tight range of 0.0194 HRK (High: 1.5591 / Low: 1.5397).

May Spread (Volatile) ±0.0522
February Spread (Stable) ±0.0194

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0335 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0335

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1.5773) against the same month in 2020 (average: 1.5533), the exchange rate shifted by +0.0240 (+1.55%).

2021 Avg (November) 1.5773
2020 Avg (November) 1.5533

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5493 1.5256 1.5387
February 1.5591 1.5397 1.5471
March 1.5627 1.5344 1.5498
April 1.5547 1.5185 1.5347
May 1.5331 1.4809 1.5013
June 1.5275 1.4895 1.5072
July 1.5250 1.4912 1.5101
August 1.5283 1.4953 1.5095
September 1.5462 1.5195 1.5285
October 1.5673 1.5450 1.5558
November 1.5980 1.5587 1.5773
December 1.5914 1.5681 1.5797