YEARLY HIGH
1.5705 CZK
YEARLY LOW
1.3713 CZK
YEARLY AVERAGE
1.4677 CZK

2021 NAD to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 18, valuing the pair at 1.5705. Conversely, the yearly low was recorded on December 31, dropping to 1.3713.

This high-to-low spread represents a total annual volatility of 0.1992 CZK. From a start-to-finish perspective, comparing the January average rate of 1.4246 to the December average rate of 1.4038, the exchange rate registered a net change of -1.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.5705 was down 3.12% compared to the 2020 peak of 1.6211, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 7,853 CZK
2020 Average 7,068 CZK
Yearly Trough Low 6,857 CZK
Transaction Impact: A difference of 996.01 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.5413
1.3912
JanuMarcMayJulySeptNove

NAD to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4785, compared to 1.4569 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0216 points.

H1 Avg (Jan–Jun) 1.4785
H2 Avg (Jul–Dec) 1.4569

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.1364 CZK (High: 1.5352 / Low: 1.3988). On the other end, April was the most stable month, with a tight range of 0.0354 CZK (High: 1.5131 / Low: 1.4777).

November Spread (Volatile) ±0.1364
April Spread (Stable) ±0.0354

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0388 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0388

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 1.5288) against the same month in 2020 (average: 1.3847), the exchange rate shifted by +0.1441 (+10.41%).

2021 Avg (June) 1.5288
2020 Avg (June) 1.3847

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4640 1.3938 1.4246
February 1.4921 1.4201 1.4526
March 1.5101 1.4269 1.4690
April 1.5131 1.4777 1.4983
May 1.5167 1.4801 1.4978
June 1.5705 1.4955 1.5288
July 1.5262 1.4441 1.4908
August 1.5201 1.4270 1.4730
September 1.5043 1.4316 1.4555
October 1.5290 1.4417 1.4786
November 1.5352 1.3988 1.4398
December 1.4244 1.3713 1.4038