YEARLY HIGH
1.6880 PHP
YEARLY LOW
1.5660 PHP
YEARLY AVERAGE
1.6377 PHP

2026 NIO to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NIO to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on June 6, valuing the pair at 1.6880. Conversely, the yearly low was recorded on February 24, dropping to 1.5660.

This high-to-low spread represents a total annual volatility of 0.1220 PHP. From a start-to-finish perspective, comparing the January average rate of 1.6085 to the December average rate of 1.6754, the exchange rate registered a net change of 4.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.6880 was up 4.56% compared to the 2025 peak of 1.6144, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NIO based on timing:

Yearly Peak High 8,440 PHP
2025 Average 7,816 PHP
Yearly Trough Low 7,830 PHP
Transaction Impact: A difference of 610.06 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.6846
1.5736
JanuMarcMayJuly

NIO to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6314, compared to 1.6754 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0439 points.

H1 Avg (Jan–Jun) 1.6314
H2 Avg (Jul–Dec) 1.6754

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0787 PHP (High: 1.6499 / Low: 1.5712). On the other end, July was the most stable month, with a tight range of 0.0125 PHP (High: 1.6811 / Low: 1.6686).

March Spread (Volatile) ±0.0787
July Spread (Stable) ±0.0125

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0256 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0256

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 1.6650) against the same month in 2025 (average: 1.5319), the exchange rate shifted by +0.1331 (+8.69%).

2026 Avg (June) 1.6650
2025 Avg (June) 1.5319

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.6193 1.5965 1.6085
February 1.6047 1.5660 1.5829
March 1.6499 1.5712 1.6204
April 1.6765 1.6120 1.6367
May 1.6818 1.6692 1.6752
June 1.6880 1.6384 1.6650
July 1.6811 1.6686 1.6754