YEARLY HIGH
5.0546 PKR
YEARLY LOW
4.3253 PKR
YEARLY AVERAGE
4.6419 PKR

2021 NIO to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NIO to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 5.0546. Conversely, the yearly low was recorded on May 15, dropping to 4.3253.

This high-to-low spread represents a total annual volatility of 0.7293 PKR. From a start-to-finish perspective, comparing the January average rate of 4.5950 to the December average rate of 5.0252, the exchange rate registered a net change of 9.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.0546 was up 1.95% compared to the 2020 peak of 4.9578, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NIO based on timing:

Yearly Peak High 25,273 PKR
2020 Average 23,523 PKR
Yearly Trough Low 21,626 PKR
Transaction Impact: A difference of 3,646.56 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.0910
4.3022
JanuMarcMayJulySeptNove

NIO to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4698, compared to 4.8140 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3442 points.

H1 Avg (Jan–Jun) 4.4698
H2 Avg (Jul–Dec) 4.8140

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.1992 PKR (High: 5.0127 / Low: 4.8135). On the other end, January was the most stable month, with a tight range of 0.0411 PKR (High: 4.6165 / Low: 4.5753).

November Spread (Volatile) ±0.1992
January Spread (Stable) ±0.0411

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1018 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.1018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 5.0252) against the same month in 2020 (average: 4.5978), the exchange rate shifted by +0.4274 (+9.30%).

2021 Avg (December) 5.0252
2020 Avg (December) 4.5978

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.6165 4.5753 4.5950
February 4.6218 4.5215 4.5613
March 4.5115 4.3642 4.4596
April 4.4068 4.3558 4.3785
May 4.4288 4.3253 4.3679
June 4.5203 4.3718 4.4564
July 4.6329 4.5011 4.5670
August 4.7520 4.6305 4.6907
September 4.8589 4.7586 4.7942
October 4.9713 4.8403 4.8855
November 5.0127 4.8135 4.9213
December 5.0546 4.9511 5.0252