2025 NPR to PHP Historical Review

YEARLY HIGH

0.4286 PHP

YEARLY LOW

0.4022 PHP

YEARLY AVERAGE

0.4127 PHP

2025 NPR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NPR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.4286. Conversely, the yearly low was recorded on September 5, dropping to 0.4022.

This high-to-low spread represents a total annual volatility of 0.0264 PHP. From a start-to-finish perspective, comparing the January average rate of 0.4237 to the December average rate of 0.4085, the exchange rate registered a net change of -3.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4286 was down 2.88% compared to the 2024 peak of 0.4413, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 2,143 PHP

2024 Average 2,140 PHP

Yearly Trough Low 2,011 PHP

Transaction Impact: A difference of 131.76 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4255

0.4039

JanuMarcMayJulySeptNove

NPR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4149, compared to 0.4104 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0045 points.

H1 Avg (Jan–Jun) 0.4149

H2 Avg (Jul–Dec) 0.4104

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0153 PHP (High: 0.4192 / Low: 0.4040). On the other end, November was the most stable month, with a tight range of 0.0059 PHP (High: 0.4168 / Low: 0.4109).

August Spread (Volatile) ±0.0153

November Spread (Stable) ±0.0059

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0072 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0072

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.4237) against the same month in 2024 (average: 0.4209), the exchange rate shifted by +0.0028 (+0.68%).

2025 Avg (January) 0.4237

2024 Avg (January) 0.4209

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4286	0.4212	0.4237
February	0.4235	0.4127	0.4169
March	0.4241	0.4107	0.4148
April	0.4197	0.4114	0.4155
May	0.4121	0.4053	0.4083
June	0.4143	0.4056	0.4102
July	0.4169	0.4106	0.4131
August	0.4192	0.4040	0.4081
September	0.4115	0.4022	0.4057
October	0.4189	0.4072	0.4127
November	0.4168	0.4109	0.4143
December	0.4127	0.4027	0.4085

2025 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு