YEARLY HIGH
2.0115 XCD
YEARLY LOW
1.8140 XCD
YEARLY AVERAGE
1.9116 XCD

2021 NZD to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 2.0115. Conversely, the yearly low was recorded on December 20, dropping to 1.8140.

This high-to-low spread represents a total annual volatility of 0.1975 XCD. From a start-to-finish perspective, comparing the January average rate of 1.9418 to the December average rate of 1.8338, the exchange rate registered a net change of -5.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.0115 was up 3.17% compared to the 2020 peak of 1.9497, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 10,058 XCD
2020 Average 8,791 XCD
Yearly Trough Low 9,070 XCD
Transaction Impact: A difference of 987.44 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.9706
1.8213
JanuMarcMayJulySeptNove

NZD to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9372, compared to 1.8861 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0511 points.

H1 Avg (Jan–Jun) 1.9372
H2 Avg (Jul–Dec) 1.8861

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0969 XCD (High: 1.9400 / Low: 1.8431). On the other end, July was the most stable month, with a tight range of 0.0347 XCD (High: 1.9056 / Low: 1.8708).

November Spread (Volatile) ±0.0969
July Spread (Stable) ±0.0347

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0601 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0601

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 1.9582) against the same month in 2020 (average: 1.7273), the exchange rate shifted by +0.2309 (+13.37%).

2021 Avg (February) 1.9582
2020 Avg (February) 1.7273

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.9741 1.9139 1.9418
February 2.0115 1.9345 1.9582
March 1.9708 1.8824 1.9275
April 1.9648 1.8952 1.9246
May 1.9718 1.9354 1.9527
June 1.9600 1.8744 1.9184
July 1.9056 1.8708 1.8887
August 1.9056 1.8429 1.8853
September 1.9328 1.8571 1.9077
October 1.9453 1.8694 1.9070
November 1.9400 1.8431 1.8938
December 1.8491 1.8140 1.8338