YEARLY HIGH
6.0842 CZK
YEARLY LOW
5.2062 CZK
YEARLY AVERAGE
5.5992 CZK

2021 PEN to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 6.0842. Conversely, the yearly low was recorded on September 5, dropping to 5.2062.

This high-to-low spread represents a total annual volatility of 0.8780 CZK. From a start-to-finish perspective, comparing the January average rate of 5.9222 to the December average rate of 5.5210, the exchange rate registered a net change of -6.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 6.0842 was down 19.65% compared to the 2020 peak of 7.5717, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 30,421 CZK
2020 Average 33,252 CZK
Yearly Trough Low 26,031 CZK
Transaction Impact: A difference of 4,390.18 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

6.0038
5.1831
JanuMarcMayJulySeptNove

PEN to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.7657, compared to 5.4327 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3330 points.

H1 Avg (Jan–Jun) 5.7657
H2 Avg (Jul–Dec) 5.4327

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.4966 CZK (High: 6.0842 / Low: 5.5876). On the other end, December was the most stable month, with a tight range of 0.0891 CZK (High: 5.5604 / Low: 5.4712).

April Spread (Volatile) ±0.4966
December Spread (Stable) ±0.0891

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2979 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2979

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 5.8792) against the same month in 2020 (average: 7.3796), the exchange rate shifted by -1.5004 (-20.33%).

2021 Avg (April) 5.8792
2020 Avg (April) 7.3796

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.0029 5.8535 5.9222
February 5.9439 5.8054 5.8695
March 6.0175 5.8769 5.9354
April 6.0842 5.5876 5.8792
May 5.7734 5.4179 5.5813
June 5.5008 5.3267 5.4065
July 5.5871 5.4147 5.5033
August 5.4814 5.2627 5.3061
September 5.3263 5.2062 5.2515
October 5.5892 5.2744 5.4745
November 5.6701 5.4213 5.5398
December 5.5604 5.4712 5.5210