2021 PEN to JMD Historical Review

YEARLY HIGH

41.5286 JMD

YEARLY LOW

35.3795 JMD

YEARLY AVERAGE

38.8796 JMD

2021 PEN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 41.5286. Conversely, the yearly low was recorded on October 3, dropping to 35.3795.

This high-to-low spread represents a total annual volatility of 6.1491 JMD. From a start-to-finish perspective, comparing the January average rate of 39.7478 to the December average rate of 38.1796, the exchange rate registered a net change of -3.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 41.5286 was down 3.65% compared to the 2020 peak of 43.1003, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 207,643 JMD

2020 Average 203,135 JMD

Yearly Trough Low 176,897 JMD

Transaction Impact: A difference of 30,745.72 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

41.5586

35.8932

JanuMarcMayJulySeptNove

PEN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 39.8918, compared to 37.8674 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.0244 points.

H1 Avg (Jan–Jun) 39.8918

H2 Avg (Jul–Dec) 37.8674

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 3.4400 JMD (High: 38.8195 / Low: 35.3795). On the other end, November was the most stable month, with a tight range of 0.6279 JMD (High: 38.8822 / Low: 38.2543).

October Spread (Volatile) ±3.4400

November Spread (Stable) ±0.6279

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.7599 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.7599

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 41.0865) against the same month in 2020 (average: 41.2464), the exchange rate shifted by -0.1600 (-0.39%).

2021 Avg (February) 41.0865

2020 Avg (February) 41.2464

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	40.2409	39.1292	39.7478
February	41.5286	40.3221	41.0865
March	41.2292	38.7215	39.7712
April	41.4250	38.9589	40.5301
May	41.2321	38.7207	39.9875
June	38.8732	37.6194	38.2277
July	39.5746	37.6408	38.8158
August	39.5146	37.0865	37.7396
September	37.0559	35.6780	36.3653
October	38.8195	35.3795	37.4257
November	38.8822	38.2543	38.6783
December	38.8637	37.8293	38.1796

2021 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு